Google Sheets + Excel + printable PDF
Debt Payoff Tracker
This is a debt payoff spreadsheet that compares the snowball and avalanche methods side by side and gives an honest months-to-debt-free estimate, with its assumptions printed on the sheet. It's for anyone juggling more than one debt who wants to know which one to attack next.
Last updated: August 2026
Snowball or avalanche. Pick one, watch it shrink.
$9one-time
Enter your balances, rates and minimums. The tracker gives an honest months-to-debt-free estimate and shows which debt to hit next.
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What's inside
- Snowball and avalanche methods side by side
- An honest months-to-debt-free estimate — with its assumptions printed right on the sheet
- Progress charts that actually feel good to fill in
- Extra-payment field that updates your payoff estimate
- Printable version for the fridge
You get
- — Google Sheets version
- — Excel .xlsx version
- — Printable PDF tracker